Everyone knows that credit reports are critical when it comes to getting a loan.  Did you know that it can also affect your ability to get a rental, a job, or car insurance?  Potential landlords, employers, and auto insurance companies can also look at your credit report.

Credit reports can seem overwhelming.  There are many aspects to learning about this area.  The important things to know can be grouped into four main questions: 

• How do I find out what is on my credit report?

• How do I improve my credit score?

• What if something on my credit report is wrong?

• How are others allowed to use my credit report?

Learn more about each of these questions below.